Massage therapy can be an important part of your physical health and wellness, but many people are unsure if it’s covered by insurance.
If you are interested in seeking this amazing hands-on therapy, let’s take a look at whether or not it is covered by your insurance provider:
Does OHIP Cover Massage Therapy?
The Ontario Health Insurance Plan (OHIP) does not generally cover massage therapy.
This type of therapy is considered to be a supplementary health service, which OHIP excludes.
So, if you are looking for massage therapy services, it’s best to find a private or group health insurance plan that offers massage therapy insurance.
Can I Claim Massage on My Insurance?
Yes, many private and group insurance plans do cover massage therapy, but there are specifics you need to know.
First, coverage depends on your insurance provider and the specifics of your policy. Typically, plans that include massage therapy require that the massage therapist be registered with a recognized provincial massage therapist association.
A quick call to your insurance company can help you clarify the limitations of your benefits and plan.
What Insurance Companies Cover Massage Therapy in Ontario?
In Ontario, there are several insurance companies that provide coverage for massage therapy as part of their extended health care benefits.
Companies like Manulife, Sun Life Financial, and Great-West Life are known to offer plans that include massage therapy.
Again, it is advised to consult with your insurance provider for specifics of what is covered under your plan.
Doctor’s Referrals for Massage Therapy
While a doctor’s referral for massage therapy isn’t always necessary, some insurance providers may require it in order for your sessions to be covered.
This all depends on your insurance policy’s terms.
A referral from your doctor not only supports your claim but might also be necessary for authorization before you begin therapy.
Direct Billing for Massage Therapy
Many registered massage therapists will offer direct billing for their services.
This means the clinic can bill your insurance provider during your visit to save you the hassle of upfront payments and claim submissions.
Checking with both the clinic and your insurance provider can help you confirm if this option is available and applicable to your coverage plan.
Submitting a Claim for Massage Therapy
If direct billing is not available, you will have to pay for the session out-of-pocket and submit an insurance claim to your provider for reimbursement.
Keep all of your receipts and any required documents, such as a doctor’s referral, as these will be necessary when submitting your claim.
Massage Covered By Insurance Near Me
If you’re looking for a massage that accepts insurance, look no further than Atlas Physiotherapy!
Our RMTs are recognized by most major insurance companies, and we offer direct billing to make your experience as seamless as possible.
Contact us today to learn more about our services and how we can help you with your health and insurance claims.
